Prohibits the imposition of different premium rates for disability insurance based on gender

This bill prohibits insurance companies in New York from charging different disability insurance premiums based on a person's gender. It directly affects individuals purchasing or renewing disability insurance policies, requiring insurers to use the same rates for all genders regardless of whether the policy is individual, group, or blanket coverage. The law adds a new provision to the insurance code, making it illegal for insurers to set rates based on gender. The policy change takes effect January 1st following the law's enactment, applying to all new or renewed policies issued on or after that date.