Expands insurance coverage of in vitro fertilization

This bill requires most employer-sponsored health insurance plans (large group policies) in New York to cover in vitro fertilization (IVF) treatments for infertility. Specifically, it mandates coverage for up to three cycles of IVF, removing prior restrictions that limited coverage. Plans may still apply standard cost-sharing like deductibles and co-pays, consistent with other medical benefits. The law directly affects employers offering large group health insurance and individuals covered under those plans, ensuring IVF becomes a standard benefit for infertility treatment.