Prohibits private insurers from charging co-payments for an annual pediatric eye exam completed by an optometrist or ophthalmologist

This bill prohibits private health insurers in New York from charging co-payments for annual pediatric eye exams performed by optometrists or ophthalmologists. It directly affects children under 19 covered by private insurance, ensuring they receive these exams without out-of-pocket costs. The law amends insurance regulations to explicitly include annual pediatric eye exams as a covered preventive service under the same co-payment-free rules as other well-child visits. This change applies to exams conducted once per calendar year, regardless of the time since the previous exam.