Requires proof of liability insurance prior to issuing a license to carry a firearm

This bill requires New York firearm license applicants and renewers to submit proof of personal liability insurance before a license is issued or renewed. It directly affects individuals seeking or maintaining a license to carry a firearm in New York State. The key provision adds a new requirement (point (n) in Section 1) mandating that applicants provide evidence of insurance covering property damage or injury caused by the firearm. This change modifies existing eligibility criteria for firearm licenses without altering other requirements like background checks or safety training. The bill applies to all licenses issued or renewed on or after its effective date.