Provides a discount to drivers who install dashboard cameras

This bill (A 6988) requires insurance companies to offer an actuarially appropriate discount on personal injury protection and medical payment insurance coverages for drivers who install an outward-facing dashboard camera on their vehicle. The discount applies to non-commercial private passenger auto insurance policies, directly affecting drivers who purchase and install such cameras at their own expense. Insurance companies must allow minimal-burden proof of installation either in person or virtually. The discount amount can be adjusted by the insurance department if deemed non-actuarially appropriate.