Relates to ensuring continued access to backup devices for patients with cochlear implants

This bill requires health insurance plans to cover backup cochlear implant devices for patients who need them, including during device upgrades or replacements after the initial implant. It directly affects patients with cochlear implants who currently lose access to backup equipment after 3-5 years, as insurers only cover backups at the time of initial surgery. The law mandates that insurance must cover the backup device (external components like a processor) whenever prescribed by a qualified healthcare provider, as long as the patient is using the implant. Coverage will follow standard insurance terms like deductibles and copays but must remain available throughout the patient's need for the device, effective January 2027.