Prohibits insurers from refusing to renew a policy on certain automobiles used for volunteer social service transportation

This bill prevents insurance companies from denying policy renewals for privately owned vehicles used for volunteer social service transportation. It directly affects individuals and organizations that operate cars for nonprofit charitable or government social service programs, as well as volunteer firefighters. The key provision amends state insurance law to prohibit insurers from refusing to issue or renew coverage solely because a vehicle is used for these volunteer purposes. The law applies to all insurance policies issued or delivered after the bill takes effect, which occurs 30 days after it becomes law.