Requires health insurance policies to include coverage for doula services as required coverage for maternity care

This bill requires New York health insurance policies covering maternity care to include doula services as a standard benefit. It applies to all individual and group health insurance plans providing maternity coverage, directly affecting insurers and people receiving maternity care. The law mandates that coverage must include doula services alongside hospital stays (48 hours after vaginal birth, 96 hours after C-section), while prohibiting duplicate payments for services already provided by midwives or physicians. Insurers must cover doulas without additional cost to policyholders as part of existing maternity care requirements.