Requires health insurance coverage for substance use disorder treatment services

This bill (A 4693) requires health insurers to provide minimum coverage periods for substance use disorder treatment. It mandates at least seven days of detoxification coverage and thirty days of rehabilitation services under all applicable insurance plans. The law amends specific sections of the insurance code to enforce these minimums, directly affecting health insurers and their policyholders seeking addiction treatment. The bill sets concrete coverage standards without altering broader insurance benefits or costs.