Establishes the crime of staging a construction site accident

This bill makes it a felony to intentionally stage a construction site accident to file a fraudulent insurance claim. It directly affects individuals or groups who enter construction sites to fake injuries or damage with the specific intent of submitting a false insurance claim. The law criminalizes both personally staging such accidents and directing others to do so, treating it as a class E felony punishable by prison time. The key provision creates a new criminal offense specifically targeting insurance fraud at construction sites.