Requires insurance policies to provide coverage for medically necessary hearing aids purchased from hearing aid dispensers

This bill requires health insurance policies in New York to cover medically necessary hearing aids for children under 18. It mandates coverage for devices purchased from registered hearing aid dispensers or licensed audiologists, including services like recasing and new molds. Coverage is limited to one hearing aid per hearing-impaired ear every 24 months, unless a child's hearing changes significantly within that period. Insurance plans may still apply standard deductibles or copayments for this coverage.