Requires certain health insurance plans cover annual electrocardiograms for covered children under the age of nineteen

This bill requires health insurance plans to cover annual electrocardiogram (EKG) tests and their interpretation for children under 19 years old. It directly affects insured children and their families by mandating this specific preventive heart screening as part of standard pediatric care. The key provision adds EKG coverage as a required service at each well-child visit, with more frequent testing allowed if a physician orders it based on clinical judgment. This policy change ensures insurance coverage for this heart screening without requiring additional patient costs, applying to all policies issued after the bill's effective date.