Provides coverage for a cranial prosthesis under certain conditions

This bill requires health insurance policies in the state to cover cranial prostheses (defined as wigs or hairpieces) for individuals experiencing medical hair loss due to conditions like alopecia areata, lupus, or scarring alopecia. Coverage must be prescribed by a licensed provider for treatment, limited to one instance per year, and capped at $750 per coverage period (subject to existing cost-sharing). It applies to all health insurance policies covering prostheses, including group plans and hospital service contracts. The law takes effect immediately for new or renewed policies.