Requires certain health insurance policies to include coverage for the cost of certain infant and baby formulas

This bill requires health insurance plans that cover prescription drugs to include coverage for specific infant and baby formulas when prescribed by a doctor for certain medical conditions. It applies to insured individuals with conditions like inherited metabolic disorders, severe food allergies, Crohn's disease, or gastrointestinal disorders, as listed in the bill. Insurance must cover at least $3,000 annually for these formulas, with a doctor's written order confirming the formula is medically necessary and proven effective for the condition. The bill distinguishes required medical coverage from routine nutritional supplements.