A 1823 New York Assembly · 2025 Regular Session

Relates to insurance requirements for third-party food delivery services

Summary

Requires bicycle delivery contractors to provide personal injury liability insurance to compensate persons injured by a bicycle delivery worker and to provide notice to delivery workers that the contractor provides personal injury liability insurance; authorizes the superintendent of financial services to promulgate rules and regulations.

Bill status in committee 1 of 4 stages cleared

Introduction

Jan 2025

Committee Review

Floor Vote

Governor

Introduced Jan 14, 2025 Last action Jan 7, 2026

Maddy AI version diff · 1 comparison

What changed between versions

A1823 → A1823A · 5 edits

MODERATE

The bill was completely rewritten to shift focus from regulating general third-party food delivery services to specifically regulating bicycle delivery workers. The new version removes all references to cars, food establishments, and general delivery networks, replacing them with specific definitions for electric-assist bicycle workers and their digital platforms. It mandates that these specific contractors must carry personal injury liability insurance of at least $20,000 per incident, which acts as primary coverage over other policies.

Scope change

The bill's scope narrowed significantly from a broad regulation of food delivery apps to a targeted mandate specifically for bicycle delivery contractors using digital networks.

SCOPE

Removed all provisions related to food service establishments, cars, and general third-party food delivery services.

DEFINITION

Added new specific definitions for 'bicycle delivery contractor', 'bicycle with electric assist delivery workers', and 'bicycle delivery contractor prearranged trip'.

REQUIREMENT

Established a mandatory requirement for bicycle delivery contractors to provide personal injury liability insurance of at least $20,000 per incident.

Required insurance to be primary coverage and explicitly excluded no-fault coverage.

ENFORCEMENT

Added a requirement for contractors to post insurance notices on their websites and provide contact information for the department.

Floor votes

How they voted

No floor votes recorded yet.

Full legislative history

Actions timeline

Total actions

Key actions

Committee

Amendments

Jan 7, 2026

Committee

REFERRED TO INSURANCE

lower

Jun 10, 2025

Lower · Passed

PRINT NUMBER 1823A

lower

Jun 10, 2025

Lower · Passed

AMEND (T) AND RECOMMIT TO INSURANCE

lower

Jan 14, 2025

Committee

REFERRED TO INSURANCE

lower

1 primary · 3 co-sponsors