Relates to the use of consumer credit history for certain purposes

Bill A 1316 prohibits employers, labor organizations, employment agencies, and state or municipal agencies from using an individual's consumer credit history when making decisions about hiring, employment, or granting licenses and permits. This includes information from credit reports, credit scores, and details about an individual's payment history or debts. The bill outlines specific exceptions where credit history can still be considered, such as for law enforcement positions, jobs requiring federal security clearance, or roles involving significant financial authority or access to trade secrets. Additionally, agencies can still consider an applicant's failure to pay taxes, fines, or court-ordered judgments.