A 11302 New York Assembly · 2025 Regular Session

Extends the interest rate caps and criminal usury framework to covered services

Summary
Extends the interest rate caps and criminal usury framework to covered services including but not limited to, retail installment contracts, merchant cash advances, invoice financing, revenue-based financing, or any transaction that in substance functions as the advance of funds in exchange for a future payment or obligation, regardless of the label assigned to such transaction.
Bill status in committee 1 of 4 stages cleared
Introduction
May 2026
Committee Review
Floor Vote
Governor
Introduced May 11, 2026 Last action May 11, 2026
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Actions timeline

Total actions
1
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0
Committee
1
May 11, 2026
Committee
REFERRED TO JUDICIARY
lower
0 primary · 0 co-sponsors

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