Relates to requiring plaintiffs to furnish proof that notice of possible foreclosure was delivered to the defendant

This bill requires lenders and mortgage servicers to provide official proof that foreclosure notices were successfully delivered to borrowers. Under the new rules, plaintiffs must show delivery confirmation through registered or certified mail records or postal refusal notations, or face an affirmative defense in court if they cannot prove delivery. The legislation also mandates that foreclosure notices include a list of at least five local housing counseling agencies with contact information. These changes directly affect mortgage lenders, loan servicers, and borrowers involved in foreclosure proceedings.