Relates to the use of telematics systems by automobile insurers

This bill requires automobile insurers and third-party telematics vendors to disclose how they use technology that monitors driving behavior to determine insurance rates and discounts. It mandates that companies explain how their algorithms connect specific data points to risk, publicly share their scoring methods, and report on testing to prevent discrimination against protected groups. The law also gives consumers the right to request access to their collected driving data in a readable format and prohibits insurers from using this information for purposes other than underwriting. Additionally, the bill bans unfair discrimination based on race, gender, religion, and other protected characteristics when using telematics data.