Prohibits the use of social media websites for the purpose of debt collection

This New York law prohibits businesses from using social media platforms to collect debts from consumers. It defines a social media platform as a service that allows users to create profiles, connect with others, and share content, while excluding simple email or direct messaging tools. The bill aims to stop companies from posting debt notices on public feeds or sending harassing messages through social networks. Once signed into law, this rule immediately applies to all debt collection activities involving these digital services within the state.