MEDICARE SUPPLEMENT OPEN ENROLLMENT

Added a new annual open enrollment period of at least 60 days starting on the policyholder's birthday month, during which insurers must offer all available policies.

Requires insurers to guarantee issuance of any Medicare supplement policy without denying coverage based on health status, claims history, or medical conditions.

Prohibits coverage exclusions for preexisting conditions during open enrollment that would have been covered under the policyholder's previous policy.

Mandates that insurers notify policyholders at least 30 days before open enrollment begins with details about the period, rights, and any policy modifications.

Modified the definition of 'eligible policyholder' to include the requirement that the person be insured under a Medicare supplement policy.

Added new definition for 'superintendent' to include the superintendent of insurance as an oversight authority.

Set the effective date of the new provisions to January 1, 2027.