HEALTH CARE PROVIDER COVERAGE

HB 129 requires New Mexico health insurance carriers to include all licensed health care providers (such as doctors, therapists, and specialists) within their legal scope of practice in coverage plans. It applies to group health plans, individual insurance policies, health maintenance organizations, and nonprofit health plans, effective July 1, 2026. The bill does not force insurers to contract with specific providers but mandates that if a provider is licensed to practice in New Mexico, they must be included in coverage plans. Insurers may still set different reimbursement rates based on quality or performance measures.