Asm. Reed Gusciora

Adopts the latest Joint Rules Governing Legislative District Offices signed by the Presiding Officers, with the attached appendices, for use by the Legislature.

Clarifies prohibition on preexisting condition exclusions in health insurance policies.

Prohibits application of fiduciary standard to insurance producers; specifies qualifications of persons providing affidavit of merit in lawsuits against insurance producers.

Prohibits pharmacy benefits managers from making certain retroactive reductions in claim payments to pharmacies.

Allows certain joint insurance funds to make certain investments and to form certain investment programs; authorizes school districts and local units of government to deposit public funds into multiple FDIC-insured accounts.*

Establishes pre-loan counseling requirements and borrower right of rescission for reverse mortgage loans.

Revises "New Jersey Residential Mortgage Lending Act."

Allows certain joint insurance funds to make certain investments and to form certain investment programs; authorizes school districts and local units of government to deposit public funds into multiple FDIC-insured accounts.*

Requires health benefits coverage for donated human breast milk under certain conditions.

Prohibits use of certain State residential property by Governor during state of emergency due to failure to enact annual appropriations law.