Urges Congress and the President of the United States to increase subsidies for federal flood insurance.

SCR 85 is a New Jersey Senate resolution urging Congress and the President to increase federal subsidies for flood insurance under the National Flood Insurance Program (NFIP). It directly affects homeowners in flood-prone areas of New Jersey, particularly those impacted by Hurricane Sandy and facing potential premium increases of 500% or more due to updated floodplain maps. The resolution does not create new law but calls for federal action to reduce costs for property owners who suffer frequent flood losses. It cites concerns that the Biggert-Waters Act is phasing out subsidies, raising expenses for residents already burdened by high premiums and delayed disaster relief. The resolution will be sent to federal officials and New Jersey's congressional delegation as a formal request.