Establishes "New Jersey Menopause Coverage Act"; requires health insurance coverage of medically necessary perimenopause and menopause treatments.

S 722, now law as P.L.2025, c.200, requires all health insurance plans in New Jersey to cover medically necessary treatments for perimenopause and menopause. It directly affects New Jersey residents with health insurance, mandating coverage for specific services like hormone therapy (including HRT), non-hormonal medications, pelvic floor therapy, bone health screenings, and preventive care for related conditions such as osteoporosis or heart disease. Insurance plans must cover these treatments "to the same extent as for any other medical condition," with clear information provided to subscribers. The law applies to hospital, medical, health service, and individual insurance policies issued or renewed in New Jersey.