Prohibits seller from charging credit card surcharges; establishes notice requirements for credit card minimums and cash discounts.

New Jersey's S 595 bans sellers from charging credit card surcharges (extra fees for using credit cards) and requires clear notices about minimum credit card transaction amounts and cash/debit discounts. It applies to all retailers and restaurants in the state, mandating visible signs at entrances, checkout points, or online checkout pages to disclose these terms. Gas stations (motor fuel dealers) are exempt from the notice requirements for cash discounts but remain subject to the surcharge ban. The bill takes effect immediately upon enactment.