Requires health insurance coverage of scalp cooling systems in connection with cancer chemotherapy treatment; requires physicians to inform patients of scalp cooling therapy.

This New Jersey bill (S 494) requires health insurance plans that cover cancer chemotherapy to also cover scalp cooling systems. These systems are devices used to prevent hair loss during chemotherapy treatment. The law applies to all major insurance types (including individual, group, employer-sponsored, and hospital service plans) that already cover chemotherapy, mandating coverage "to the same extent as for any other condition." It directly affects insurers, who must provide this coverage, and cancer patients, who gain access to a therapy that may reduce treatment-related hair loss.