Requires health benefits coverage of assisted reproductive technology to prevent transmission of monogenic disorder.

This bill requires health insurance plans in New Jersey with more than 50 members to cover medically necessary infertility treatments, including assisted reproductive technology, for individuals and couples. The law specifically mandates coverage for procedures used to prevent the transmission of severely disabling or life-threatening monogenic disorders to offspring, alongside other standard infertility services like IVF and genetic testing. While the bill sets specific guidelines for coverage limits and medical necessity, it includes an exemption allowing religious employers to exclude certain reproductive technologies if they conflict with the employer's religious beliefs.