Requires health insurers to cover colorectal cancer screenings for covered persons aged 33 or over and covered persons under the age of 33 if deemed medically necessary.

This New Jersey bill requires health insurance plans to cover colorectal cancer screenings for all covered individuals aged 33 and older, as well as for those under 33 if a physician deems the screening medically necessary. The law mandates that these screenings follow the most recent guidelines from the United States Preventive Services Task Force and must be provided without any deductibles, copayments, or other cost-sharing fees if a follow-up colonoscopy is needed after a positive initial test. By amending existing statutes for hospital, medical, and health service corporations, the legislation ensures that these specific cancer prevention services are treated with the same coverage standards as other medical conditions.