Establishes Whole-Home Repairs Program in HMFA; appropriates $25 million.

This bill creates the Whole-Home Repairs Program within the New Jersey Housing and Mortgage Finance Agency to provide financial assistance for home improvements. It targets low-income homeowners and small landlords by offering grants to owners and forgivable loans to landlords who agree to limit rent increases for at least two years. The program specifically funds repairs for accessibility, safety, energy efficiency, and weatherization, with priority given to seniors, people with disabilities, and those facing immediate health risks. A total of $25 million is appropriated from the state's General Fund to support these efforts while ensuring that construction work pays prevailing wages.