Requires health insurance coverage for coronary artery calcium screening under certain circumstances.

This New Jersey bill requires most private health insurance plans to cover coronary artery calcium screening tests for eligible members. The screening is mandated for individuals aged 45 and older or those identified by a doctor as having an intermediate risk of heart disease based on standard medical calculations. Insurance companies must provide this coverage every five years, though doctors can recommend more frequent tests if a patient has specific underlying health conditions. The rule applies to hospital, medical, and health service corporations as well as individual policies issued or renewed in the state after the law takes effect.