S 3865 New Jersey Senate · 2026-2027 Regular Session

"Medical Debt Homestead Protection Act."

This bill would prevent the forced sale of a primary residence to satisfy medical debt judgments in New Jersey. It allows homeowners to protect their home, condominium, or manufactured home from being seized or sold if a court orders payment for unpaid medical bills. The protection applies to individuals and married couples aged 18 and older who live in the state, and only one homestead exemption can be held at a time. The law would take effect 90 days after it is enacted.
Bill status in committee 1 of 4 stages cleared
Introduction
Mar 2026
Committee Review
Floor Vote
Governor
Introduced Mar 10, 2026 Last action Mar 10, 2026
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Full legislative history

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Committee
0
Mar 10, 2026
Introduced
Introduced in the Senate, Referred to Senate Commerce Committee
upper
1 primary · 0 co-sponsors

Sponsors

Role
Legislator
Party
State
District
P
Photo of Benjie Wimberly
Benjie Wimberly
DDemocratic
NJ
35