Creates home purchase grant program in HMFA for certain veterans who served in federal active duty; appropriates $2 million.

S 3652 creates a New Jersey home purchase grant program for veterans who served at least 90 days in federal active duty. It provides dollar-for-dollar matching grants of up to $10,000 per veteran to cover closing costs, equity payments, or other home-buying expenses, with no income requirements. Eligible veterans must be New Jersey residents with proof of service and intent to buy a primary residence in the state. The bill appropriates $2 million to fund the program, which will operate through the Housing and Mortgage Finance Agency in coordination with the Department of Military and Veterans Affairs.