S 3644 New Jersey Senate · 2026-2027 Regular Session

Requires notice of cancellation or nonrenewal of automobile and homeowners insurance policies to be sent by certified mail, return receipt requested.

This bill requires insurers to send written notices of cancellation or nonrenewal for auto and homeowners insurance policies by certified mail with return receipt requested, plus regular mail with proof of mailing. Insurers must obtain a USPS date-stamped mailing receipt showing the policyholder's address and retain a copy of the notice. The notice is invalid if not sent this way, directly affecting policyholders who receive these notices and insurers who must comply. It amends existing insurance laws (P.L.1968, c.131 and c.158) to enforce this dual-mailing requirement.
Bill status in committee 1 of 4 stages cleared
Introduction
Feb 2026
Committee Review
Floor Vote
Governor
Introduced Feb 24, 2026 Last action Feb 24, 2026
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Feb 24, 2026
Introduced
Introduced in the Senate, Referred to Senate Commerce Committee
upper
2 primary · 0 co-sponsors

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