Permits mortgage loan originators to work from remote locations under certain circumstances.

This bill allows mortgage loan originators (people who help clients obtain home loans) in New Jersey to work from home or other remote locations under specific conditions. It requires originators to follow written supervision policies, maintain secure access to customer information via a security plan, avoid in-person customer meetings at home (unless the home is a licensed office), and not store physical records remotely. The law directly affects mortgage loan originators and their employers, who must implement these safeguards. It modifies New Jersey's existing mortgage lending regulations to permit remote work while maintaining consumer protection standards. The bill takes effect immediately upon enactment.