Requires liability insurance coverage for special automobile insurance policies.

This bill (S 3367) increases minimum liability insurance coverage requirements for auto policies in New Jersey. It sets specific dollar limits for bodily injury and death coverage based on when policies are issued or renewed: $15,000/$30,000 (pre-2023), $25,000/$50,000 (2023-2025), and $35,000/$70,000 (2026+), for single and multiple victims respectively. The bill also mandates minimum uninsured/underinsured motorist coverage limits of $250,000 per person/$500,000 per accident for bodily injury, and prohibits stacking coverage across multiple vehicles or policies. It directly affects all drivers and insurance companies operating in New Jersey who sell standard auto insurance policies.