Requires health insurers to cover Lyme disease.

This New Jersey bill (S 3262) requires all health insurance plans sold in the state to cover medically necessary Lyme disease treatment recommended by a doctor. It applies to every type of health insurance policy - individual, group, HMOs, and state health plans - mandating coverage for treatment deemed necessary by a physician. The bill specifically prohibits insurers from denying coverage solely because a treatment is labeled "experimental" or "investigational." This directly affects New Jersey residents with health insurance and their providers, ensuring access to Lyme disease care without insurer loopholes.