Increases certain minimum limits for motor vehicle and automobile insurance coverages.

This bill increases New Jersey's minimum required auto insurance coverage limits for bodily injury and property damage. It raises the minimum bodily injury limit from $15,000 to $100,000 per person and $30,000 to $200,000 per accident, while increasing property damage coverage from $5,000 to $35,000 per accident. The law applies to all drivers in New Jersey who register or garage vehicles there, requiring standard liability policies to include these higher minimums. It also clarifies that uninsured motorist coverage must match the liability limits and prohibits stacking coverage across multiple vehicles or policies.