Provides that limitation on lawsuit option does not apply in accidents caused by drunk or reckless drivers.

This New Jersey bill removes a legal limitation that normally prevents lawsuits for pain and suffering (noneconomic damages) in car accidents. It specifically applies when accidents are caused by drivers convicted of drunk driving (DUI) or reckless operation. In these cases, injured parties can sue for noneconomic damages without needing to prove severe physical injury (like disfigurement or permanent disability). The change directly affects victims of accidents involving impaired drivers who face criminal charges. It modifies existing insurance law to hold negligent drivers more accountable in these specific circumstances.