Requires hospitals to perform psychological and psychiatric evaluations on certain patients and requires health insurance coverage for such evaluations.

This bill requires New Jersey hospitals to offer mental health evaluations to patients treated for drug overdoses before discharge. It mandates that all health insurance plans (including individual, group, hospital service, and medical service contracts) cover these evaluations at the same level as other medical treatments. The policy directly affects overdose patients receiving care at licensed acute care hospitals and insurers providing coverage in New Jersey. It applies to all relevant insurance contracts issued or renewed after the bill's effective date.