Limits estate recovery under Medicaid to federal mandated recovery for nursing home care and other long-term care costs.

S 3010 limits New Jersey's Medicaid estate recovery program to only recover costs for nursing home care, home and community-based services, and concurrent hospital/prescription drug services provided to recipients aged 55+ at the time of service. It restricts recovery to assets passing through probate (real estate, personal property), eliminating current practices that allowed recovery from life insurance, retirement accounts, and jointly owned property. The bill aligns New Jersey's Medicaid program with federal minimum requirements under the Omnibus Budget Reconciliation Act of 1993. This change preserves more assets for heirs while meeting federal Medicaid program obligations.