Establishes "Virtual Currency Kiosk Consumer Protection Act."

This bill proposes the "Virtual Currency Kiosk Consumer Protection Act" to regulate virtual currency kiosks in New Jersey. It requires kiosk operators to clearly disclose material risks to consumers - including that virtual currency isn’t legal tender, government-backed, or protected by federal insurance - before any transaction. The law also standardizes operator disclosures and safety requirements, aligning with federal laws like the Bank Secrecy Act. It affects both kiosk operators (who must comply with reporting and disclosure rules) and consumers using these services, though the bill remains pending in the Senate Commerce Committee.