Prohibits carriers from offering dental plans with dental benefit waiting periods.

This bill (S 2913) prohibits insurance carriers in New Jersey from including "dental benefit waiting periods" in new or renewed dental insurance plans. A waiting period is a delay before a person can receive certain covered dental services after enrolling in a plan. The law directly affects individuals purchasing or renewing dental insurance by ensuring immediate eligibility for covered services. It takes effect 30 days after enactment for all plans issued or renewed on or after that date.