Requires health insurance coverage of screening for Alzheimer's disease and related disorders for certain covered persons.

This bill (S 2871) requires most health insurance plans sold in New Jersey to cover screening for Alzheimer's disease and related disorders for people aged 65 or older. It applies to hospital service corporations, medical service corporations, health service corporations, individual health insurance policies, group health plans, health benefits plans, and health maintenance organizations (HMOs) issued or renewed in the state. The coverage must be provided at the same level as other medical conditions, without additional cost-sharing, and defines "Alzheimer's and related disorders" as dementia impairing daily functioning. This policy change directly affects seniors enrolled in these insurance plans and aims to improve early detection access.