Requires health insurance carriers to provide coverage for enrollment of student in recovery high school alternative education program.

This bill requires health insurance plans in New Jersey to cover enrollment in recovery high school alternative education programs as part of mental health/substance use disorder treatment. It applies when a certified counselor, physician, or school official determines placement is clinically appropriate using standard medical criteria. Insurance must cover these programs under the same terms as other medical benefits, without stricter limits than those applied to general medical care. The law amends existing insurance coverage requirements to include this specific educational option for students with substance use disorders. It directly affects students seeking recovery-focused education and health insurers providing coverage in New Jersey.