Requires certain issuance standards and open enrollment for Medicare supplement policies.

This bill (S 2592) prohibits insurers from denying or charging more for Medicare supplement policies (Medigap) based on health status, medical history, or claims experience. It requires insurers to accept all applicants year-round for these policies, regardless of whether they enrolled in Medicare due to age or disability. The law applies to all Medicare supplement policies sold in New Jersey, ensuring continuous enrollment without health-based restrictions. It does not override federal rules allowing pre-existing condition limitations under specific circumstances.