Establishes certain requirements for asserting cause of action under consumer fraud act and limits awarding of attorneys' fees.

This bill (S 2561) changes New Jersey's Consumer Fraud Act by adding specific requirements for individuals to file claims. To win a case, a person must prove they acted as a reasonable consumer would, that the alleged deceptive practice would mislead a reasonable person, and that they suffered actual financial loss with clear evidence. It also limits attorney fee awards, requiring them to be proportional to the judgment amount or based on time expended for non-monetary relief. The bill affects consumers seeking damages for fraud claims and businesses defending against such lawsuits, aiming to reduce claims based on technical violations without actual harm.