Requires Mandated Health Benefits Advisory Commission to study financial impact of all enacted mandated health benefits.

S 2518 requires New Jersey's Mandated Health Benefits Advisory Commission to regularly analyze the financial impact of all state-mandated health benefits. The commission must assess how each mandate affects costs for health insurance buyers, whether it increases appropriate use of treatments, and if it generates savings through preventive care. Every three years (starting two years after the bill takes effect), the commission must report findings and recommendations to the Governor and Legislature, including whether mandates should be repealed and replaced with optional coverage add-ons. This bill directly affects health insurance buyers and the state's health care cost oversight process by creating a structured review mechanism for mandated benefits. The bill is currently pending in the Senate Health Committee.