Requires health insurers to provide coverage for hearing aids.

This New Jersey bill (S 2405) requires most health insurance plans sold in the state to cover hearing aids. Insurers must provide one hearing aid per ear every 48 months for medically necessary devices prescribed by licensed audiologists or hearing aid dispensers, with patients paying no more than 15% of the cost. The mandate applies to hospital service corporations, medical service corporations, health maintenance organizations, and individual/group health insurance policies. It directly affects all health insurers operating in New Jersey and policyholders needing hearing aids.