Establishes State bank for handling of marijuana-related funds.

S 2293 creates a state-owned "State Bank of New Jersey" to provide financial services to businesses legally selling marijuana under New Jersey law. The bank will accept deposits and make loans to these businesses, addressing a key problem: federal prohibition prevents most private banks from serving marijuana-related operations, forcing them to handle large cash amounts that increase safety risks and inefficiency. The bank will be governed by a 13-member board appointed with input from legislative leaders and include experts in finance and public administration. It will operate similarly to private banks but specifically serve legally operating marijuana businesses as defined in the bill. The bill is currently pending in the Senate Commerce Committee.